Health Is Wealth: Here's Why Investing In A Health Insurance Plan Is A Smart Choice This Festive Season

It is true that the pandemic is forcing doctors and patients to reassess their previous ecosystem as well as their relationship with human health. People struggle to get hospital beds because of broken medical equipment, and oxygen cylinders are difficult to get for those seeking treatment at home. Some have lost loved ones. Others cited rising hospital bills, strain on financial resources and affecting family health. This disruption exposed the harsh reality of life's fragility, leading to increased consumer awareness and consumption of health literature, fitness products, and health services. The primary lesson is to understand the importance of health insurance plans.

In general, it helps to reduce the stigma of some segments and health problems and even some segments of the society. However, health predominates today, indicating a positive attitude towards seeking health services and a sense of well-being.

As the festival kicks off across the country, apparel, electronics and lifestyle retailers and consumer brands are offering attractive discounts and other incentives at various price points. With gold, smartphones, appliances and home decor, clothing and vacation packages dominating consumer demand, the concept of health insurance does not carry negative connotations in a post-pandemic world. Indeed, investing in the health and well-being of individuals and families is a priority for most workers. Employers are adopting customized health and safety service policies to meet these changing expectations.
In fact, it is the highest level of insurance. In a survey of 3,500 insurance users aged 30 to 55 in India this year 2022, most participants indicated that insurance is not an optional expense but an important way to ensure financial stability. It also shows that consumers bear the overall cost of healthcare due to rising medical costs and the burden of personal expenses like doctor visits, lab tests, tests, pharmacy bills, etc.

What is more beneficial than health?
Cultural and community festivals are a time for family and friends to gather, celebrate, entertain and share. In today's world, another way to show care is to invest in a family health insurance plan with a floating policy. Unlike individual health insurance plans, family plans offer policies that cover the entire family, which in most cases covers the spouse and their children. So, gifting comprehensive family health insurance to a family or loved ones conveys your wishes wrapped in notes of luck and happiness.

Invest in health, invest in the future
Financial security is essential to protect the physical and financial health of an individual and their family to cope with unexpected health emergencies. By investing in your health, you are investing in the future of you and your family and, at the same time, in the future of the next generation. A lasting gift
Unlike an expensive pair of shoes or the latest cell phone, health insurance will never go out of style or become obsolete. It can be renewed every year. So, while a little indulgence never hurts, it can be a good investment that reflects the care, concern and consideration that comes with a holistic approach to wellness.

As we continue to face the uncertainties of daily life and the ever-changing healthcare landscape, investing in a health insurance plan is an expression of deep care, compassion and foresight. It shows your commitment to the well-being of your loved ones and gives them a personal gift of financial security and peace of mind. And when investing in comprehensive health insurance, be sure to explore your coverage options, as well as the flexibility and customization it offers.

Security position: The more the better.
One such comprehensive plan is Reliance Health Infinity Insurance

In fact, the first health insurance product, Reliance Health Infinity Insurance, Reliance General Insurance, India's leading private general insurance offers unlimited benefits: Sum Assured up to 5 million Euros; planned international treatment; OPD consultation fees are covered; Covers the cost of medical equipment; Maternity Cover: Up to ₹ 1 lakh/₹ 2 million with waiting period of 1/2 year and separate newborn cover up to ₹ 1 lakh; Changes in waiting period for pre-existing conditions (PED) include 3 years to 4 years or 2 years or 1 year.

With advances in medical science, increased life expectancy and the availability of many breakthrough treatments to cure once incurable diseases, it is a good time to feel positive about your health. However, high medical costs and high medical inflation make access and affordability a major concern. Unsurprisingly, health insurance protection is becoming more and more popular as it provides insurance to a large number of people to meet rising medical expenses.

Reliance Health Infinity Insurance aims to address the unique and evolving medical needs and preferences of today's elite, affluent or potential customers who want unlimited benefits in their health policies.

The policy is available in individual and family float categories (up to 8 members) and offers sum assured options ranging from ₹5 lakh to ₹5 crore. This guideline applies to children older than 90 days and adults 18 to 65 years of age.

Also, newborn babies are included in the "Mother and Child Care" facility. The basic plan of Reliance Health Infinity Insurance is comprehensive and covers major expenses like organ donation before and after hospitalization; child care procedures; Emergency Ambulance; and special attention.

Also, the policy offers smart offers such as: based on credit score (first in the country); Discounts based on BMI (Body Mass Index) and healthy customers, financial or fitness.

In the company's effort to promote the special needs of women, the policy offers a 5% discount for insuring a son or daughter under a floating family policy and another 5% if the applicant is a woman. Additionally, customers can get a 10% discount by purchasing the guide online.

Below are some popular benefits of dependent health insurance.

• More Global, More Coverage, More Time: More global coverage, suitable for globetrotters, offers scheduled and emergency medical care abroad with air ambulance and OPD facilities. The MoreCover facility offers customers additional protection up to 30%* of the cover value, increasing overall protection; The MoreTime facility offers a longer policy period with a policy period of 13 months instead of 12 months*.
• Additional Benefits: Various additional benefits* of Reliance Health Infinity Insurance include: Maternity cover up to ₹2 lakh with a very short waiting period of 12 months; Unlimited return of principal sum assured in the policy year for both related and related diseases; OPD coverage that covers not only medical consultation and diagnostic tests, but also dental treatment, surgery and prescription drugs and more.
• Maternal and Child Care: Delivery cost up to ₹ 1 lakh or ₹ 2 lakh (regular and caesarean section) depending on the cover chosen; Depending on the choice, the duration of birth control is only 1 or 2 years; ₹1 lakh covers the cost of the newborn and its vaccinations.
• Home Care Treatment: Medical expenses related to registered home care are covered within the insured limit.

This holiday season, consider giving the gift of a health insurance package that reflects the spirit of caring and has a long-term positive impact on the lives of loved ones.

For more information about the policy, go here.

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